Mortgage Secrets…Learn What the Experts Say

Human progress and excellence comes when someone goes beyond “why” to “why not?”
~ John Glenn, astronaut, U.S. senator

As you watch this video, think about the following:

Often you don’t know what you can do until you do it; what you can be until you become it; or what you can have until you have it. Enjoy!

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Quote of the Week:

Vision (I made “vision” realllly big because it takes as much energy to think BIG as it does to think small. Pretty cool, right?)

“People who say that life is not worthwhile are really saying that they themselves have no personal goals which are worthwhile. Get yourself a goal worth working for. Better still, get yourself a project. Always have something ahead of you to look forward to…to work for and hope for.”

Dr. Maxwell Maltz

Author and Psycho-Cybernetics

The inspiration for my video this weeks comes from a very personal story of mine that happened last week and it has everything to do with asking the right questions of your paid professional before AND during the loan process. A great point that I mention in my video this week is the importance of knowing what your trusted advisor is going to do for you AFTER your escrow is closed. I mean, don’t you want to know? If you are working with someone who isn’t a cheerleader for what his/her company does for their clients after a transaction is closed, well, I hate to break this to you but, there probably isn’t a whole lot that company AND that person has to offer you by way of continuing education and debt management. It’s an unfortunate part about the mortgage industry. We are doing our part to fix that problem!

Please take a few minutes to watch this video (that was supposed to go out two days ago….arrrrgh!), then read the rest of my email:

http://www.vimeo.com/1125901
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Today I talk about what I have been seeing and hearing in the real estate market. There is a lot of fear about buying property because values are still dropping and yet when you look at the facts, homes are on sale, interest rates are still at historic lows and money is still available. BUT, it’s next to impossible to time the bottom of the market AND money is getting harder to get every week and interest rates are expected to rise.

You have a choice. Risk is waiting until you think prices have hit rock bottom and hope that you can still get financing OR be stoked that homes are on sale today and financing is still relatively decent.

And that brings me to my Quote of the Week….

“When you realize that by changing your perspective, big things can be seen as little things, it becomes much harder to worry about anything at all.” ~Tut - A note from the Universe

80% of all millionaires in this country made their money in real estate, and it wasn’t simply because they owned investment property! Owning real estate as an investment is a great tool because you can leverage the asset to further your wealth. BUT of course you have to own it first before you can take advantage of appreciating and declining home values. Shouldn’t you get to be one of the 80%? Absolutely!